How to get Agrani Bank personal loan

Agrani Bank personal loan

Agrani Bank Limited is one of the government banks of Bangladesh. Today we will discuss in detail about Agrani Bank Personal Loan.

Agrani Bank Personal Loan

Any salaried employee can avail Agrani Bank Personal Loan. How much money you will get personal loan will be determined by the bank. However, the bank provides personal loans up to a maximum of 20 lakh taka and the repayment period is up to 8 years. The personal loan interest rate is fixed at 9%.
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 Agrani Bank personal loan 

Agrani Bank Personal Loan System

  • Loan amount is upto 20 lakh taka. That is, you can take this loan from a minimum of 50 thousand taka to a maximum of 20 lakh taka.
  • Any salaried person can avail Agrani Bank Personal Loan.
  • But in this case, remember that the age limit of the applicant should be between 18 to 55 years
  • Leading Bank Personal Loan interest rate is 9%. That is, Agrani Bank personal loan interest is 9%. But if you repay the loan in less time, your interest rate will be lower.
  • Maximum tenure of loan repayment is 8 years. That means you can repay the loan within 1 to 8 years.
  • Monthly installments to be paid in AEM mode. For example, if you borrow 5 lakh taka from the bank, you cannot return the principal and interest of 5 lakh taka to the bank. The EMI method is to repay the loan over a few years by paying a fixed amount of money every month.
  • No collateral is required. The processing fee for any loan amount is only five hundred taka.
  • 0% Early Settlement Fee. That is, if you want to repay the loan before the maturity date. In that case you will not have to pay any early settlement fee.
  • 1/4 of the total salary should be left after paying the monthly installments of the loan. Your tenure should be at least one year.
                      BRAC Bank  home loan

Agrani Bank personal loan requirements 

  1. Salary Certificate.
  2. Photocopy of Office ID Card.
  3. Three months bank statement of salary account.
  4. Photocopy of NID card.
  5. E-Ten Certificate.
  6. Two copies of lab print photograph.
  7. Two guarantors must be provided.
  8. Guarantors have to submit two and a half passport size photographs.
  9. Photocopy of NID card to guarantors.
  10. Bank statement with EMI information should be provided if the customer has any previous reel.
  11. Copy of any gas bill, electricity bill, water bill should be given to the bank for proof of address.
  12. Must have Salary Account with Agrani Bank. The copy of appointment letter and pay slip should be given to the bank i.e. the copy of the appointment letter and pay slip of the organization in which you are working should be given to the bank.

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